We accept 
patients
Smile now, Pay later
We like to go the extra mile and offer our Smile now, Pay later Finance plans. More of our patients prefer to use our finance plan option so they can spread the cost of their treatment plan.
If you spread your payments across 12 months, it’s also 0% interest. For all our payment plans, no deposit is required so you can Smile now and pay later.
How do I apply?
You will need to complete a simple, online credit application, which one of our team can help you with. A friend of family member can apply on your behalf*
How much can I borrow?
You can borrow between £350 and £25,000, subject to status. You must be over 18 to apply, and you must have lived in the UK for at least 3 years.
Do I have to pay a deposit?
A deposit is not required, but if you want to pay one and so reduce the amount you borrow, this is completely up to you.
How much are the repayments?
Depending on the amount you borrow and whether you pay a deposit. Our team will show you, completely without obligation, the monthly repayments for your particular treatment.
| Treatment Cost | Total Amount of Credit | Total Amount Repayable* | APR |
| £1000 | £1000 | £1000.00 | 12 Monthly Repayments of £83.33 at 0% APR |
| £1000 | £1000 | £1153.10 | 36 Monthly Repayments of £32.03 at APR 14.9% |
| £1000 | £1000 | £1205.79 | 48 Monthly Repayments of £25.12 at APR 14.9% |
| £1000 | £1000 | £1259.96 | 60 Monthly Repayments of £21.10 at APR 14.9% |
*Normal Terms and Conditions apply. Acceptance subject to credit status. Representative example based on a dental procedure costing £1000. The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.
How do I make the repayments?
The monthly payments are collected by Direct Debit, starting one month after you sign the credit agreement, and are subject the usual guarantee from your bank.
When can I start the treatment?
Immediately – as soon as the credit agreement has been signed.
Who provides the finance?
The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.
*Normal Terms and Conditions apply. Acceptance subject to credit status. Representative example based on a dental procedure costing £1000. The finance is arranged through Chrysalis Finance Ltd., a company authorised and regulated by the Financial Conduct Authority to carry out the regulated activity of credit broking under Firm Reference Number 631193.